Underplayed Gems

Bad Credit (2022)

Bad Credit cover
Developer
Riley Sampson, Arthur O'Keefe
Publisher
Soldier Girl Interactive
Platforms
Windows, macOS
Genres
Indie, RPG
Rating
4.5 of 5, 41 player ratings
Typical playtime
about 3.0 hours
Where to get it
Steam
The 3D catalog: game boxes on wooden shelves, with the cat sitting at the counter next to its greeting.

The catalog in 3D

The same catalog has a room you can walk around in. The cat behind the counter is the AI Catbot, and they pick real games from it when you tell them what you feel like playing. Nothing is for sale, here or in there. Go in from here and this game is already out on the counter, with more like it waiting on the shelf next to it.

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How it feels

A slow-burn, dialogue-heavy visual novel that mixes dark humor with a grimly realistic atmosphere, driven by morally fraught choices in a politically charged setting.

interactive dramatext-heavydarkly comedicatmosphericmature themeschoice-driventalkysomber

What players say

Players praise the writing and characters, calling it a story-driven visual novel with gritty choices and real stakes thanks to no quicksave. Opinions split on bugs, with some reporting freezes and inconsistencies, while others dismiss them.

Screenshots

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More games like this

This page is from Underplayed Gems, a catalog of older and overlooked games. Not quite it? You can browse by platform and genre, or take this one into the 3D catalog and ask the Catbot for something closer.