Bad Credit? No Problem! (2025)

Developer: Foorbytes
Platforms: Windows
Genres: Indie, Simulation
Rating: 4.1 of 5, 16 player ratings
Typical playtime: about 1.5 hours
Where to get it: Steam

The 3D catalog: game boxes on wooden shelves, with the cat sitting at the counter next to its greeting.

The catalog in 3D

The same catalog has a room you can walk around in. The cat behind the counter is the AI Catbot, and they pick real games from it when you tell them what you feel like playing. Nothing is for sale, here or in there. Go in from here and this game is already out on the counter, with more like it waiting on the shelf next to it.

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How it feels

You navigate morally ambiguous title loan transactions with a pixelated, darkly comic tone.

narrative-drivensimulationpixel arthigh-stakesexploitativeinteractivequirky

What players say

Players compare it favorably to Papers, Please but find it less deep, with heavier time pressure that can frustrate new players. The story is thin and dialogue repeats, though the core job simulator loop is addictive once you learn the rhythm.

Screenshots

More games like this

This page is from Underplayed Gems, a catalog of older and overlooked games. Not quite it? You can browse by platform and genre, or take this one into the 3D catalog and ask the Catbot for something closer.